She loved cities and celebrated the life that teems within them. She articulated better than anyone how the best ideas about making cities great come not from theories and master plans but from careful observation of what goes on around us.
This past year, for the first time since the pit of the Great Depression, we in the United States managed to drive our annual personal saving rate below zero.
What this basically means, on the surface, is that all of us together, as a group, spent every dollar of household income we had leftover after taxes, plus another half a cent that we must have borrowed.
A pretty amazing feat for the most powerful economy on the planet - but for how long?
The implications are pretty terrifying really...
When we see householders as a group choosing to save none of their
current income, preferring instead to use it all for current
consumption, we can infer that they do not value the future enough to
save for it.
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